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How to transfer cryptocurrency to a fiat account? ï¿½ Cash deposit (must for traditional banks, unlikely for neo-banks with no branch offices), ï¿½ Fiat wire transfer. With international cryptocurrency transfers, you can send Bitcoin or other digital currencies directly to a recipient's wallet via a peer-to-peer cryptocurrency. Here is the step-by-step guide on How to buy crypto with bank account on Phemex Bank Transfer represents a secure method of purchasing or selling crypto.